When buying property in Singapore, two key regulations govern how much you can borrow: the Total Debt Servicing Ratio (TDSR) and the Loan-to-Value (LTV) limit. These frameworks, set by the Monetary Authority of Singapore (MAS), ensure prudent borrowing and help buyers...
The Singapore property market experienced a shift in Q3 2024, with private home prices taking a downturn while the HDB resale market gained strength. This change is noteworthy, given the sustained growth observed earlier in the year. The 1.1% quarter-on-quarter drop...
When purchasing property in Singapore, the most significant decision is between leasehold and freehold. This debate has been ongoing for generations, with many people, especially older generations, traditionally favouring freehold properties due to their infinite...
With mortgage rates in Singapore likely to fall due to US Federal Reserve cuts, borrowers are wondering whether to opt for fixed-rate or floating-rate loans. While waiting for lower floating rates is tempting, our team recommends considering a 2-year fixed rate...
What is Stamp Duty? Before we delve into the specifics of buyer stamp duty and additional buyer stamp duty in Singapore, it’s crucial to grasp the basic concept of Stamp Duty. Stamp Duty is a tax imposed on documents linked to the acquisition or leasing of...
