CALLFORM

List of Home Loan Packages

For Buildings Under Construction:

BankPackage TypeLock-In Period1st Yr Rate2nd Yr Rate3rd Yr Rate4th Yr Rate5th Yr RateThereafterPartial RepaymentFull RedemptionRemarks
UOBFixed Deposit Linked (Throughout)Nil1.40% (FDPR + 1.15%)1.40% (FDPR +1.15%)1.40% (FDPR + 1.15%)1.40% (FDPR + 1.15%)1.40% (FDPR + 1.15%)1.40% (FDPR + 1.15%)Not ApplicableNot ApplicableTwo times free conversions applicable for:
- First loan disburesement till TOP
- 3 months from date of issuance of TOP
MaybankFixed Deposit Linked (No Locked-In) *For properties launched in 2017 Only *Nil1.27% (FDMR36 + 0.07%)1.27% (FDMR36 + 0.07%)1.27% (FDMR36 + 0.07%)1.60% (FDMR36 + 0.40%)1.60% (FDMR36 + 0.40%)1.60% (FDMR36 + 0.40%)2 x Free Conversion. No Valuation Report Needed.
MaybankFixed Deposit Linked (No Locked-In)Nil1.28% (FDMR36 + 0.08%)1.38% (FDMR36 + 0.18%)1.48% (FDMR36 + 0.28%)1.89% (FDMR36 + 0.69%)1.89% (FDMR36 + 0.69%)1.89% (FDMR36 + 0.69%)2 x Free Conversion. No Valuation Report Needed.
OCBCOHR - No Locked-inNil1.35% (OHR + 0.35%)1.35% (OHR + 0.35%)1.40% (OHR + 0.40%)1.60% (OHR + 0.60%)1.80% (OHR + 0.80%)2.00% (OHR + 1.00%)
OCBC1-Month SiborNil1 mth Sibor + 0.60%1 mth Sibor + 0.70%1 mth Sibor + 0.70%1 mth Sibor + 0.70%1 mth Sibor + 0.70%1 mth Sibor + 0.70%

For Completed Buildings (i.e. TOP Buildings / Resale Condominium):

BankPackage TypeLock-In Period1st Yr Rate2nd Yr Rate3rd Yr Rate4th Yr Rate5th Yr RateThereafterPartial RepaymentFull RedemptionRemarks
UOBFixed for 3 Years3 Years1.68% (Fixed)1.68% (Fixed)1.68% (Fixed)1.80% (FDPR + 1.55%)1.80% (FDPR + 1.55%)1.80% (FDPR + 1.55%)1.50% x prepaid amount within 3 years1.5% x redeemed amount within 3 year
UOBFixed for 2 Years2 Years1.48% (Fixed)1.48% (Fixed)1 mth Sibor + 0.78%1 mth Sibor + 0.78%1 mth Sibor + 0.78%1 mth Sibor + 0.78%1.50% x prepaid amount within 2 years1.5% x redeemed amount within 2 year
UOBFixed Deposit Linked (Throughout)2 Years1.38% (FDPR + 1.13%)1.38% (FDPR + 1.13%)1.38% (FDPR + 1.13%)1.38% (FDPR + 1.13%)1.38% (FDPR + 1.13%)1.38% (FDPR + 1.13%)Nil, if loan outstanding fall below $200,000 after partial prepayment, 1.5% x prepaid amount within 2 years1.5% x redeemed amount within 2 year
MaybankFixed for 1 Year1 Year1.50% (Fixed)1.55% (FDMR36 + 0.35%)1.55% (FDMR36 + 0.35%)1.99% (FDMR36 + 0.79%)1.99% (FDMR36 + 0.79%)1.99% (FDMR36 + 0.79%)For refinancing: For loan more than S$2000, there will be cash gift of 0.4% of loan amount capped at S$2,000.
MaybankFixed for 2 Years2 Years1.48% (Fixed)1.58% (Fixed)1.88% (FDMR36 + 0.68%)1.88% (FDMR36 + 0.68%)1.88% (FDMR36 + 0.68%)1.88% (FDMR36 + 0.68%)For refinancing: For loan more than S$2000, there will be cash gift of 0.4% of loan amount capped at S$2,000.
MaybankFixed Deposit Linked (3 Years)3 Years1.28% (FDMR36 + 0.08%)1.38% (FDMR36 +0.18%)1.48% (FDMR36 + 0.28%)1.89% (FDMR36 + 0.69%)1.89% (FDMR36 + 0.69%)1.89% (FDMR36 + 0.69%)For refinancing: For loan more than S$2000, there will be cash gift of 0.4% of loan amount capped at S$2,000.
OCBCFixed for 2 Years2 Years1.65% (Fixed)1.65% (Fixed)1.70% (OHR + 0.70%)1.80% (OHR + 0.80%)1.90% (OHR + 0.90%)2.00% (OHR + 1.00%)
OCBCOHR - 2 Years Locked-in2 Years1.35% (OHR + 0.35%)1.35% (OHR + 0.35%)1.40% (OHR + 0.40%)1.60% (OHR + 0.60%)1.80% (OHR + 0.80%)2.00% (OHR + 1.00%)
OCBC1-Month Sibor2 Years1 mth Sibor + 0.55%1 mth Sibor + 0.65%1 mth Sibor + 0.65%1 mth Sibor + 0.65%1 mth Sibor + 0.65%1 mth Sibor + 0.65%