What is the PropertyNet Insider Benchmark?
An independent 100-point scoring framework that evaluates Singapore new launch condos across four pillars: Price, Mass Appeal, Future Demand and Exit Strategy. Every project is scored against the same criteria, with no sponsored placements or developer fees.
How does the Intrinsic Value Calculator work?
It scores any Singapore condo resale or new launch against six fundamentals: location, lease value, size efficiency, floor and facing, price vs comparable transactions and rental yield. In under a minute you get a 100-point score with a verdict like Fair Value or Strong Buy, so you can judge whether the asking price is fair, undervalued or overpriced.
What is the Insider Property Scorecard?
An instant AI-powered rating tool that scores any Singapore condo project across four pillars: Price, Mass Appeal, Future Demand and Exit Strategy, each out of 25 for a total of 100. Built on the proprietary PropertyNet Algorithm and grounded in verified URA data, with coverage across all districts.
Can I upgrade from HDB to a condo without paying ABSD?
For Singapore Citizens, yes. If your HDB flat is sold (its buyer has exercised the option) before you exercise the option on the private home, the flat no longer counts, so ABSD does not apply to that first private home under current rules. Singapore PRs pay 5% ABSD on a first residential property and foreigners 60%, flat sold or not. Timing, financing and CPF treatment matter. Verify the latest IRAS and HDB rules before you commit, or message us for a structured walk-through.
What are TDSR and MSR in Singapore?
TDSR (Total Debt Servicing Ratio) caps total monthly debt repayments at 55 percent of gross monthly income for private property and HDB loans. MSR (Mortgage Servicing Ratio) caps housing loan repayments at 30 percent of gross monthly income, and applies only to HDB flats and Executive Condominiums. Both ratios decide your maximum loan quantum.
Does PropertyNet.SG charge buyers for advisory?
It depends on the transaction type. For new launch buyers, our advisory is complimentary because our commission is paid by the developer at the point of sale, so you pay direct developer pricing with no markup. For resale buyers, we charge 1% of the purchase price plus GST for in-depth advisory powered by our AI and proprietary tech, which combines financial, locational and exit-strategy analysis with feng shui and numerology assessment of the unit. Advisory engagements are delivered by our advisory arm, Edmund Ee Advisory.