By now, you should have heard about the cooling measures announced close to midnight yesterday, a move to prevent any rush of option issuance at the eleventh hour. The first time we witnessed a release at this timing! How this is going to impact you? We did a very...
There has been a lot of discussion going around cooling measures in the Singapore property market and therefore we thought about adding our point of view to the discussions.Before we begin our discussion on cooling measures there are three important questions that we...
In the earlier article, “Executive Condo (EC) or Private Condominium”, we raised a point that the owner of the EC, like the owner of a private condominium, can cash out from their EC without selling their home using a home equity loan. Since then, we have received...
Rewritten and republished with permission from Realila.SG It is coming to 3.5 years since TDSR & LTV was introduced on 28 June 2013, together with other cooling measures like ABSD & MSR. And there are no signs that the cooling measures will be lifted or...
SINGAPORE — The Monetary Authority of Singapore (MAS) has widened the existing exemptions from the Total Debt Servicing Ratio (TDSR) to cover the refinancing of loans for owner-occupied properties that were bought before the measure was introduced last year. Under the...
