When buying property in Singapore, two key regulations govern how much you can borrow: the Total Debt Servicing Ratio (TDSR) and the Loan-to-Value (LTV) limit. These frameworks, set by the Monetary Authority of Singapore (MAS), ensure prudent borrowing and help buyers...
Purchasing a new launch condo in Singapore is an exciting but structured process. Whether you’re a first-time buyer or an experienced investor, understanding each step can make the experience smoother and more enjoyable. Here’s a comprehensive guide to walk you...
With the recent launch of Novo Place Executive Condo (EC) at Plantation Close, many potential buyers are excited to explore this new opportunity in the evolving Tengah region. The last EC launch, Lumina Grand, took place in January 2024, making it the perfect time to...
INTRODUCTION Generally, most parents leave their estate to their children. However, what happens when a child should predecease you? What then, becomes of his share will depend on how your Will is drafted. RE WILL OF LOKE SOH LUI, DECEASED [1997] SGHC 346 Such was the...
On 19 Feb 2018, the ministry of finance announced the increment of buyer stamp duty by 1% for residential property exceeding S$1,000,000 in value. Here are the changes: Before 20th Feb Buyer Stamp Duty (Old Rate) After 20th Feb Buyer Stamp Duty (New Rate) First...