When buying property in Singapore, two key regulations govern how much you can borrow: the Total Debt Servicing Ratio (TDSR) and the Loan-to-Value (LTV) limit. These frameworks, set by the Monetary Authority of Singapore (MAS), ensure prudent borrowing and help buyers...
Singapore’s housing landscape has always been carefully managed to keep public housing affordable and accessible. To balance this need with the growing demand for homes in prime areas, the Housing & Development Board (HDB) recently introduced a new policy:...
With the recent launch of Novo Place Executive Condo (EC) at Plantation Close, many potential buyers are excited to explore this new opportunity in the evolving Tengah region. The last EC launch, Lumina Grand, took place in January 2024, making it the perfect time to...
October 2024 marks a significant change in Singapore’s public housing policy, introducing a new BTO classification scheme to increase affordability and inclusivity for all eligible Singaporeans. The revamped framework divides BTO flats into Standard, Plus, and Prime...
You may have heard about Gross Floor Area (GFA) harmonization in Singapore for some time, especially after the launch of Lentor Modern, the first condo project impacted by these new rules. Since then, more projects have followed suit under the harmonized regulations....
What is Stamp Duty? Before we delve into the specifics of buyer stamp duty and additional buyer stamp duty in Singapore, it’s crucial to grasp the basic concept of Stamp Duty. Stamp Duty is a tax imposed on documents linked to the acquisition or leasing of...
