When buying property in Singapore, two key regulations govern how much you can borrow: the Total Debt Servicing Ratio (TDSR) and the Loan-to-Value (LTV) limit. These frameworks, set by the Monetary Authority of Singapore (MAS), ensure prudent borrowing and help buyers...
INTRODUCTION Purchase of a private residential property involves legal documentation which includes the signing of a contract. Once the deposit is paid and the contract is signed, the Buyer is legally bound to make the balance payment of the purchase price and...
Executive Condo (EC) or BTO? This question has been asked many times, and there are many other articles addressing this question. Instead of campaigning for one party based on commonly known attributes like facilities, the size of the bedrooms, etc., this article will...
Mortgagee Sales. Fire Sales. Everyone wants a good deal. However, the questions are, do you know where to find them, are you prepared for it, are they excellent deal? In this article, you will have answers to the above questions. What are Mortgagee Sales (or Fire...
In the earlier article, “Executive Condo (EC) or Private Condominium”, we raised a point that the owner of the EC, like the owner of a private condominium, can cash out from their EC without selling their home using a home equity loan. Since then, we have received...
