When buying property in Singapore, two key regulations govern how much you can borrow: the Total Debt Servicing Ratio (TDSR) and the Loan-to-Value (LTV) limit. These frameworks, set by the Monetary Authority of Singapore (MAS), ensure prudent borrowing and help buyers...
Singapore’s housing landscape has always been carefully managed to keep public housing affordable and accessible. To balance this need with the growing demand for homes in prime areas, the Housing & Development Board (HDB) recently introduced a new policy:...
You may have heard about Gross Floor Area (GFA) harmonization in Singapore for some time, especially after the launch of Lentor Modern, the first condo project impacted by these new rules. Since then, more projects have followed suit under the harmonized regulations....
What is Stamp Duty? Before we delve into the specifics of buyer stamp duty and additional buyer stamp duty in Singapore, it’s crucial to grasp the basic concept of Stamp Duty. Stamp Duty is a tax imposed on documents linked to the acquisition or leasing of...
Since 2013, when we first started promoting Executive Condominiums, we have been hearing clients mentioning that Executive Condos are expensive and getting expensive. Can you buy it or not? Today, we shall review the performance of those “expensive”...
