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How TDSR & LTV Affect Property Loans and Refinancing

How TDSR & LTV Affect Property Loans and Refinancing

by PropertyNet.SG | Oct 22, 2024 | Insights, Property Type, Regulation & Policies | 0 comments

    When buying property in Singapore, two key regulations govern how much you can borrow: the Total Debt Servicing Ratio (TDSR) and the Loan-to-Value (LTV) limit. These frameworks, set by the Monetary Authority of Singapore (MAS), ensure prudent borrowing and help...
Step-by-Step Guide to Buying a New Launch Condo in Singapore

Step-by-Step Guide to Buying a New Launch Condo in Singapore

by PropertyNet.SG | Oct 17, 2024 | Insights, Property Guide | 0 comments

    Purchasing a new launch condo in Singapore is an exciting but structured process. Whether you’re a first-time buyer or an experienced investor, understanding each step can make the experience smoother and more enjoyable. Here’s a comprehensive guide to walk you...
Everything EC Buyers Need to Know—Featuring Novo Place

Everything EC Buyers Need to Know—Featuring Novo Place

by PropertyNet.SG | Oct 9, 2024 | Executive Condominium, Insights, Market Insights, Regulation & Policies | 0 comments

    With the recent launch of Novo Place Executive Condo (EC) at Plantation Close, many potential buyers are excited to explore this new opportunity in the evolving Tengah region. The last EC launch, Lumina Grand, took place in January 2024, making it the perfect time...
Thinking About Buying Overseas Property? Read This First

Thinking About Buying Overseas Property? Read This First

by PropertyNet.SG | Oct 8, 2024 | 2024, Insights, Market Insights | 0 comments

    Why Are Singaporeans Investing in Overseas Property? With the rising Additional Buyer’s Stamp Duty (ABSD) rates for owning multiple properties in Singapore, many Singaporeans are exploring investment opportunities beyond local borders. For some, it’s a way to...
Understanding GFA Harmonization: Impact on Home Buyers & Resale

Understanding GFA Harmonization: Impact on Home Buyers & Resale

by PropertyNet.SG | Oct 4, 2024 | Property Guide, Regulation & Policies | 0 comments

    You may have heard about Gross Floor Area (GFA) harmonization in Singapore for some time, especially after the launch of Lentor Modern, the first condo project impacted by these new rules. Since then, more projects have followed suit under the harmonized...
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